Your finances,
on autopilot
Accurate, instant, effortless. Accounting software that handles your finances for you.
15-minute setup. Cancel anytime.
Best Accounting Software in the US
For solopreneurs who don’t know
where their money’s going
Finally understand your finances, even if you hate numbers.
- Always know what you can pay yourself
- Boost profit with your AI Finance Coach
- Catch profit leaks before they grow
- Be ready for tax season year-round
No bookkeeper or spreadsheet needed.
As seen in:
Set up in 15 minutes.
Save 10+ hours every month.
1
Connect your
accounts
Cashflowy pulls in your transactions automatically.
*Fully secure: We see your transactions,
never touch your money.
2
AI sorts your
transactions
No manual entry.
No categories.
It just works.
3
See what you can
pay yourself
Real-time updates.
One-click reports.
Know what’s yours
in seconds.
Know your take-home in minutes.
Cashflowy works while you live
You didn’t start a business to do bookkeeping.
You started it for freedom, income, and creative control.
Let’s get back to that.
The fastest way to get smart about your money
Built to help solopreneurs earn more, work less, and worry never.
Built to help solopreneurs earn more, work less, and worry never.
Your AI Financial Coach shows where your money comes from, where your time goes, and what to fix first, so you can pay yourself more.
Track every dollar
Your Cashflow Tracker shows you what you made, spent, and can keep, instantly.
Built for one-person businesses
Most tools are built for teams. Ours isn’t. It understands how you work, what you juggle, and helps you make smarter faster decisions.
The AI-powered accounting software for solopreneurs:
Small service-based
business
Simplify your finances, focus on what you do best.
Coaches &
Consultants
Clear finances so you can change lives.
Practitioners
We handle the details, you deliver the care.
Freelancers
Tame income swings, focus on your next big project.
Influencers
Track income streams, keep your creative flow intact.
No contracts. 15-minute setup. Cancel anytime
Same Business. Less Chaos. More Clarity.
Before Cashflowy
- You’re never quite sure what’s safe to pay yourself
- You spend hours updating spreadsheets
- You dread tax season
- You’re always behind on invoices
- You’ve tried Quickbooks, Notion templates, and a bookkeeper, but it’s still confusing, time-consuming, and way too expensive.
After Cashflowy
- You know exactly what you made, what you spent, and what you can keep, anytime
- You spend less than 1 hour/month on your finances
- Tax-ready reports? One click and done
- You get instant, accurate answers from your AI bookkeeper
- You finally feel in control of your money and your business
Just USD 597 a year
It’s like having a bookkeeper, money coach,
and a CFO for less than $1.63 a day.
Cancel anytime with 1-click.
Hear from our Cashflow-ers
"Cashflowy is by far the most user-friendly solution."
Lana Shlafer
"Cashflowy is saving me $500/month in bookkeeping costs and provides a better experience."
Galen Wood
"Cashflowy is simple and straightforward, making bookkeeping easy."
Katherine Pomerantz
Key features
Automated bookkeeping
Save 200+ hours a year with AI-driven bookkeeping.
One-click invoicing
Send branded invoices and get paid via credit card and PayPal in seconds.
Smart transaction categorization
AI categorizes your transactions, no manual entry needed.
AI bookkeeper
24/7 financial assistance, more accurate than a human bookkeeper.
Financial forecasting & business insights
Identify growth opportunities, track trends, and make data-driven decisions.
Seamless banking integrations
Sync with major U.S. banks, PayPal, and Wise for automated financial tracking.
Unlimited accounts, transactions & users
Unlimited bank accounts, transactions, and entries, no hidden fees.
Done-for-you tax prep
Generate tax-prep reports in seconds. Be always ready for filing.
Save 200+ hours & $3,000 a year
with Cashflowy.
Try Cashflowy
for free and get $3k+
in exclusive bonuses
No contracts. Cancel with one click.
1:1 Personal Onboarding Session
Private meeting with an accountant to customize your account and answer all of your questions.
Cash Injection Playbook
17 strategies with grab-and-go templates and scripts to help you immediately land new clients and inject cash into your business.
Grab-and-Go Hiring System
Everything you need to find, vet, hire, and onboard high-quality affordable overseas talent to support you in growing your business. This system works for both part-time freelancers and full time team for things like graphic design, copywriting, web development, virtual assisting, customer service, social media management, and more.
1:1 Two Annual Meetings with Accountant
You have the option to meet privately with one of our staff accountants twice per year to ask questions and go over your financials.
The only tool you need to run your finances
Your annual plan includes:
- Financial dashboard & Cash Flow Tracker
- AI Financial Coach & Bookkeeper
- Automated transaction categorization
- Tax-ready reports
- Invoicing system & branded templates
- One-click pay option
- Unlimited entries and users
- 2 meetings with an expert accountant per year
Launch offer
Save 200+ hours and $3,000/year with AI bookkeeping that finally works for solo founders for less than $0.81 a day.
Frequently Asked Questions
1. Do I need a bookkeeper if I use Cashflowy?
Nope! You can totally do your own bookkeeping with Cashflowy. We’ve made it super simple to track income, log expenses, and stay organized—even if you’re not a “numbers” person. Our tools are built so solopreneurs like you can confidently manage money, without needing to hire a pro.
2. Can I send professional invoices and get paid faster?
Absolutely. With Cashflowy, you can send sleek, branded invoices in just a few clicks. Accept payments via Stripe or PayPal and set up automatic reminders to reduce late payments. You’ll spend less time chasing clients—and get paid faster.
3. How can Cashflowy help me get ready for tax season?
Cashflowy organizes everything behind the scenes so you’re always tax-ready. Income, expenses, deductions—it’s all neatly tracked and categorized. When tax season rolls around, just export your reports and you’re good to go. Easy peasy, no spreadsheet chaos.
4. Is my financial data secure with Cashflowy?
Yes, 100%. We use bank-level encryption and secure integrations with trusted platforms like Wise and PayPal. Your data is locked down tight with multiple layers of protection—so your finances stay private, secure, and only accessible by you.
5. What’s the cancellation policy if Cashflowy isn’t right for me?
No stress. Cancel anytime during your 14-day free trial and you won’t be charged. If you’ve already subscribed, you’ll still have full access until the end of your billing cycle. We believe in giving you total control.
6. How does Cashflowy actually help with bookkeeping?
Cashflowy does the busywork for you. Our smart AI auto-categorizes your income and expenses, keeps your reports up to date, and even reminds you about overdue invoices. It’s bookkeeping that runs quietly in the background—so you can focus on your zone of genius.
7. Does Cashflowy integrate with my bank or payment tools?
Yes! Cashflowy connects with hundreds of banks, as well as PayPal and Wise, using secure Plaid integrations. That means your transactions flow right in—no copy-pasting or CSV drama.
8. Do I need a credit card for the free trial?
Yep, we do ask for a credit card—but you won’t be charged a thing during your 14-day free trial. We’ll even send you a reminder before your trial ends, so you’re always in control of your decision.
9. Is Cashflowy better than traditional accounting software like QuickBooks?
Totally. Unlike traditional tools like QuickBooks that feel overwhelming, Cashflowy is built just for solopreneurs. We automate everything from expense tracking to invoicing and tax reports—no jargon, no clutter. Just clear, simple money management.
10. How does Cashflowy automate invoicing for small businesses?
Create and send invoices in minutes with:
Beautiful, branded templates
One-click payment via credit card or PayPalAutomated reminders that nudge late payers
With Cashflowy, you get paid on time—without the awkward follow-ups.
11. Can I replace my accountant with AI-powered bookkeeping software?
For many solopreneurs, yes. Cashflowy handles all the day-to-day stuff—tracking expenses, creating reports, prepping for taxes. If your finances are simple, you may not need an accountant at all. But for tricky tax situations or strategic advice, having a tax pro in your corner can still be helpful.
12. How does Cashflowy help me manage my cash flow?
With Cashflowy, you’ll always know where your money’s going. Our dashboard shows you real-time income and expense trends, so you can make smarter decisions, avoid cash shortfalls, and plan your next move with confidence.
13. How do I switch to Cashflowy from my current software?
Easy. Just connect your bank accounts and we’ll import your transactions automatically. You can also upload past data or spreadsheets for a fresh start. In most cases, you’ll be fully set up in under 15 minutes.
Don't let complicated bookkeeping interrupt your flow.
Get your free trial, only a few spots left!
